Medicare HMO If you don’t want Medi-gap insurance you can enroll your elderly parent in a Medicare HMO.  He/she has to keep Medicare A & B but they use the doctors and hospitals in the HMO.  One nice thing about an HMO is that it covers preventative care that is not covered by Medicare.  An [...]

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One time when we were taking care of my father-in-law I was explaining the costs involved in elder care, a befuddled person asked me, “Well, doesn’t Medicare cover everything?”  The short answer is that Medicare does cover a lot but it doesn’t cover everything.

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